The model handles…
- Pulling and weighting comparable sales.
- Reading condition cues from your photos.
- Estimating a repair budget and a hold cost.
- Scoring how complete and trustworthy the file is.
- Returning a range fast — median 11 minutes.
Model-drafted · human-closed · cash buyer
The AI drafts the range. A human owns the wire.
Sell My House To AI is exactly what the name says — and honest about what it isn't. You send facts and photos; our valuation model, Band Engine v4, returns a cash range in minutes. But no robot sends your money. A licensed human closer reviews every band, owns the single number that wires, and signs their name to it. This is automation with an accountable person at the end, not a chatbot pretending to buy your house.
11 minmedian to your first band
±6%band width on a complete file
~18%of bands a human overrides
50confidence floor — below it, we don't quote
Not fully autonomous — on purpose
A person signs the number
No quote below 50 confidence
Model card published
Kept brand — a live operating business
The pipeline
Facts and photos in, a defensible band out.
Five stages. The model does the fast, boring parts; the human does the part with your money on it.
- 1 · IntakeYou answer a structured set of questions and drop photos. The model scores file completeness before it does anything else.
- 2 · Comp & condition readBand Engine v4 pulls comparable sales, reads condition cues from your photos, and estimates repairs.
- 3 · Draft bandThe model returns a range and a confidence score — median 11 minutes on a complete file.
- 4 · Human reviewA licensed closer checks the band. About 18% of the time they override it — up or down — and they log why.
- 5 · The number that wiresThe closer commits a single figure inside the band and puts their name on it. That's the number that funds at title.
If the model's confidence lands below 50, we don't send you a number at all. We tell you what's missing from the file instead of guessing with your equity.
Reading the band
A range, a confidence score, and where the human lives.
Model confidence
78
Above our 50 floor, so this file gets a band. Below 50, we ask for more instead of quoting.
What drives the band width
Complete files land near ±6%; thin files widen fast.
Band tightness
More photos and honest condition notes push the marker right — a tighter band and a faster human sign-off.
How often the human moves the number
Teal is human overrides (~18%). Violet is bands the closer nudged inside the range without a full override. The rest ship as the model drafted them.
Example band on a complete file
ARV est. $312,000 · confidence 78 · draft band $214k–$228k (±6% around $221k). Human closer reviewed comps, held the number at $221,000, signed — closer #4.
| Stage | Value |
|---|---|
| Model midpoint | $221,000 |
| Band width | ±6% |
| Human decision | held |
| Wired number | $221,000 |
The part that isn't AI
Why a person still owns the number.
A model is great at comps and terrible at surprises. The closer exists for the 18% of files where the map isn't the territory.
The human overrides when…
- Photos hide something the neighborhood comps don't — a cracked slab, a bad addition.
- A comp the model loved was actually a distressed insider sale.
- There's a title, permit, or lien wrinkle the model can't price.
- Confidence is borderline and a call with you resolves it faster than more data.
- Local rules — an HOA, a flood zone, a short-term-rental ban — change what a comp is worth.
- The seller shares context the form never asked for, and it moves the number honestly.
Every override is logged with a reason and attached to your file. You can ask to see why the human moved the number — because a human actually did.
What the system gives you
Six things that make model-drafted honest.
Minutes, not "we'll call you"
Median 11 minutes to your first band on a complete file. No scheduling a callback to hear a range.
A confidence floor
Below 50 confidence we won't quote. A number we don't believe is worse than no number at all.
A named closer signs it
The figure that wires carries a human closer's ID. Accountability, not an anonymous algorithm.
A published model card
We document what Band Engine v4 uses, where it's weak, and how often humans override it. No black box.
Tighter with better files
More photos and honest condition notes shrink your band toward ±6% and speed the human sign-off.
No retrade after the sign
Once the closer commits inside the band, that's the number. The model doesn't get a second, quieter vote later.
How the model is doing
We track calibration in the open.
A model that says "78 confidence" should be right about 78% of the time. Here's how ours has trended.
Predicted vs realized accuracy
The band engine has crept toward its stated confidence as we've fed it more closed files in each market.
Time to first band
Median 11 minutes on a complete file.
Draft volume, last 14 weeks
Bands the model drafted. Darker = busier week.
Where files end up
64%Shipped as drafted
18%Human override
11%Nudged in band
7%No quote (<50)
Life of one complete file
From your photos to a signed number, by the minute.
A real timeline for a well-documented Phoenix file — the fast part is the model, the accountable part is the human.
- Intake complete
Structured facts and 14 interior/exterior photos submitted. Completeness score clears the bar.
- Comps pulled
Band Engine v4 gathers and weights recent comparable sales within the submarket.
- Condition read
Photos scored for repair cues; a repair budget and hold cost are estimated.
- Draft band returned
Range and confidence delivered to you — the 11-minute median in action.
- Human review
A named closer checks the comps and confirms the number, logging a hold or an override.
- Human-owned number wires
Title clears and the closer's committed figure funds. No quiet retrade in between.
Where the model is trained enough to trust
Five metros with enough closed comps to be honest.
The model is only as good as its local data. We turn on new markets when calibration clears our bar — not before.
| Metro | Model status | Median confidence | Override rate |
|---|---|---|---|
| Phoenix, AZ | Mature | 81 | 14% |
| Charlotte, NC | Mature | 79 | 16% |
| San Antonio, TX | Mature | 77 | 18% |
| Cleveland, OH | Seasoning | 71 | 24% |
| Jacksonville, FL | Seasoning | 69 | 27% |
Notice "seasoning" markets have higher override rates — the humans carry more of the load until the model catches up. We show you that instead of hiding it.
Anonymized recent files
Drafts, overrides, and the number that wired.
Block-level addresses only. Actuals rounded to the nearest thousand.
| File | Area | Conf. | Draft band | Human | Wired |
|---|---|---|---|---|---|
| SMH-0912 | 2900-block N 27th Ave, Phoenix | 81 | $214k–$228k | Held | $221k |
| SMH-0937 | 600-block Tuckaseegee Rd, Charlotte | 74 | $188k–$204k | Cut (bad comp) | $191k |
| SMH-0958 | 1300-block Bandera Rd, San Antonio | 63 | $162k–$182k | Raised (extra beds) | $179k |
| SMH-0981 | 4700-block Pearl Rd, Cleveland | 58 | $96k–$112k | Held after call | $103k |
| SMH-1004 | 800-block Cassat Ave, Jacksonville | 47 | — | No quote (<50) | — |
| SMH-1019 | 3300-block E Bell Rd, Phoenix | 85 | $268k–$284k | Held | $276k |
File SMH-1004 is the honest one: the model hit 47 confidence on a thin file, so we sent no number and asked for interior photos instead of guessing. That "no quote" is the product working, not failing.
In sellers' words
Two people who liked seeing the seams.
"I sent photos on my lunch break and had a real range before I finished my sandwich. What I didn't expect was a call from an actual person explaining why they nudged it up for the extra bedroom."
— Priya S., Phoenix"They told me my file was only 47 confidence and refused to throw out a number. Every other 'instant offer' site just guessed. I trusted the one that said 'not yet.'"
— Derek M., JacksonvilleWhat it costs you
The band is free. So is the close.
Automation lowers our cost, not your proceeds. Here's the whole fee picture.
Get a band
$0
- Model-drafted range
- Confidence score shown
- No obligation
Human-closed sale
$0
to you
- Named closer owns the number
- We pay title & escrow
- We pay standard closing costs
- No service or "tech" fee
You still owe
payoff
- Mortgage payoff
- Liens on title
- Prorated taxes
There is no fee for using the model, and no premium for talking to the human. Both are just how we buy houses.
Straight answers
What "sell to AI" really means here.
Is a robot actually buying my house?
No, and we won't pretend otherwise. A model drafts the range; a licensed human closer reviews it, owns the final number, and signs off on the wire. The AI makes us fast — the person makes us accountable.
How is the band different from a Zestimate?
A Zestimate guesses retail value. Our band is a cash offer range, built from comps, your photos, and an estimated repair budget — then reviewed by a human. It also comes with a confidence score, and if that score is under 50, we don't send a number at all.
What does "±6%" mean for my offer?
On a complete file, the draft band is usually within about 6% of its midpoint. Thin files — few photos, sparse comps — produce wider bands, and we tell you exactly why yours is wide before the human tightens it.
Why would you refuse to give me a number?
If the model's confidence is below 50, a number would be a guess dressed up as an offer. We'd rather ask for a few more interior photos or a quick call and come back with a band we can actually stand behind.
Can I see why the human changed the model's number?
Yes. Every override is logged with a plain-language reason attached to your file — a bad comp, a hidden repair, an extra bedroom the photos revealed. Ask and we'll walk you through it.
Seller intake
Send the facts and photos. Get a band in minutes.
Answer the structured questions and drop your photos. The model drafts a range; a human closer takes it from there.
